MAO Calculator

Work out your maximum allowable offer: MAO = (ARV x Margin) - Repairs - Assignment Fee. Everything runs in your browser; nothing you enter is sent anywhere.

1. After Repair Value (ARV)

ARV ($)

Not sure? Average 3 comps

Comp average: -

2. Repair Costs

Roof ($)

HVAC ($)

Kitchen ($)

Baths ($)

Flooring ($)

Paint ($)

Other ($)

Total repairs: $0

3. Target Margin

65% is conservative, 70% is the classic rule, 75% fits hot markets or light rehabs.

4. Your Assignment Fee

Assignment fee ($)

5. Exit Strategy

Assigning? Your MAO already nets out your fee, so the number below is the most you can put on the contract and still deliver a deal your end buyer will take.

Maximum Allowable Offer

Enter an ARV to get started.

Margin sensitivity

65%

70%

75%

Take It to the Property

Download the matching MAO Deal Analyzer worksheet (W-02) and run the same numbers on a clipboard during your walkthrough.

Download the MAO Worksheet (PDF)

Part of our free investor forms library.

Note: This calculator is an educational estimating tool, not an appraisal, an offer, or financial advice. Verify ARV with real comparable sales and get contractor pricing on repairs before you commit earnest money. More resources: wholesaling laws by state and free investor contracts and forms.

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